1. General financial risk
Financial products carry risk. You may lose part or all of your funds. Only transact with amounts you can afford to lose.
2. Crypto-specific risk
Crypto assets are highly volatile and largely unregulated. Networks may congest, transactions may be delayed, and mainstream businesses may not accept them. Regulatory changes may materially affect availability.
3. Gift-card risk
Gift-card values fluctuate. Cards may be voided by the issuer after purchase for reasons outside Billturex's control. Billturex is not liable for issuer chargebacks against redeemed cards.
4. Third-party outages
Delivery of airtime, data, electricity, TV, and betting depends on the third-party provider. Provider outages can cause delays; funds are always automatically reversed on confirmed failure.
5. Cybersecurity
No online service is 100% secure. Protect your credentials, transaction PIN, and device. Never share OTPs. Billturex staff will never ask you for your PIN or password.
This document is informational and does not constitute legal advice. In case of conflict, the version filed with regulators prevails.